Accountants in Culmstock, Cullompton, Devon

At Lock & Ledger Ltd, we help ambitious SMEs across Somerset and the South West take control of their finances, improve profitability, and scale with confidence. Led by Chartered Accountant and AAT Licensed Practitioner, Kimberley Lock, we provide Fractional Finance Director services giving you board-level financial expertise without the cost of a full-time hire. Our purpose is simple: to bring clarity, structure, and strategy to growing businesses. We work with owners who are experiencing cash flow pressures, profit dips, or operational inefficiencies, helping them turn confusion into control through better forecasting, financial reporting, and system improvement. Our core services include: - Fractional Finance Director support - Cash flow forecasting and working capital management - Budgeting, KPI dashboards, and performance reporting - Profit improvement and cost reduction - Financial process and system optimisation With over 20 years of experience across manufacturing, construction, energy, retail, logistics, and service sectors, we understand how finance and operations connect, and how to make them work together for growth. Recent achievements include helping a manufacturer halve debtor days, developing a 5-year growth strategy for a renewables company, and introducing data-driven dashboards that improved reporting efficiency by over 40%. At Lock & Ledger, we dont just manage numbers we create financial clarity that drives real business results. Based in Bridgwater, Somerset | Serving clients across the South West Visit: www.lockandledger.co.uk